Loan Programs

Let Us Help You Find the Right Home Loan to Suit Your Needs and Budget

When you're looking to ensure you're ready to tackle the home market, there's no better team to call than the mortgage experts at Jason and Theresa Financing, powered by Edge Home Finance, in Ridgefield, WA. With years of experience guiding clients through the often difficult loan process, there's no team better equipped to see you through from start to finish. Call us today at 360-690-5565 to schedule your appointment.

Mortgage Loans Tailored to Your Needs and Situation

Conventional Home Loans

Conventional home loans are a great option if you have good credit and a stable income. These loans are not backed by the government, which means you might get lower interest rates and more flexible terms. We offer several programs under conventional loans to fit your needs, whether you're buying your first home, refinancing, or investing in property.

Government-Assisted Loans

Government-assisted loans are designed to help those who may need extra financial support when purchasing a property. These loans often have lower down payments and more lenient credit requirements. We offer:

  • FHA Loans: Ideal for first-time homebuyers or those with less-than-perfect credit.
  • VA Loans: Perfect for veterans and active-duty military members, offering zero down payment options.
  • USDA Loans: Great for those looking to buy in rural areas with no down payment required.

Our team will help you navigate the requirements and benefits of these programs to find the best fit for you.

Commercial Investment Loans

We offer Non-QM (Non-Qualified Mortgage) loans for those interested in commercial investments. These loans are perfect if you don't fit into the typical borrower category. They provide flexible underwriting and can be tailored to meet the unique needs of investors, self-employed individuals, or those with complex income streams.

Our Mortgage Experts Are Ready to Help You Find the Perfect Loan for Your Purchasing Requirements

When starting to venture into purchasing residential or commercial property, you need an experienced team to help you navigate the challenging loan process. That's where Jason and Theresa Financing, powered by Edge Home Finance, can save the day. Throughout the process, we will note your finances, potential property types, and location to help narrow the field for potential loans to meet your needs. Whether buying your first home or investing in commercial real estate, our team is dedicated to providing you with the best options.

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